The Affordable Care Acts provisions are now available in all 50 states either through local exchanges such in MNsure in Minnesota or through the National Health Exchange. The Act should provide you with more and better insurance options and with subsidized premiums if you have financial needs. Preexisting conditions, such as a sarcoma cancer diagnosis, no longer prevent you from getting coverage. Your options will differ depending on which state you are residing in and whether your state is collaborating with the federal legislation in setting up state-based Health Insurance Exchanges.
In Minnesota, MNsure (www.mnsure.org/) is the single best site to find health insurance. With MNsure, you will find instant, easy access to coverage options, personalized assistance, side-by-side comparisons of your options, financial assistance, and enrollment information. Open enrollment for signing up for coverage or changing coverage is now set for the three-month period November 1 through January 31. Consumers who experience a life-changing event (birth of a child, loss of employer coverage, for example) may purchase health insurance outside of the open enrollment period. Visit: MNsure.
For persons who are 65 or over or who are eligible because of a disability, your primary health care coverage is usually Medicare. In addition you will want to get supplemental coverage including prescription drug coverage. Open enrollment for signing up for coverage or changing coverage without a health screen is now set for the three-month period November 1 through January 31. Cancer patients should particularly look at the providers in the network covered by your health plan and if the cancer medications you need or may need are covered by your prescription plan.